Everything payments needs to scale

From millisecond settlement to ML-powered fraud rails—every layer of your payments stack, production-ready from day one.

Transfers

Instant Payments

Real-time ACH, wire, and push-to-card transfers across 47 rails. Sub-second confirmation with atomic rollback on failure.

<180ms avg settlement time
Risk

Fraud Detection

Adaptive ML models trained on $50B+ in transaction signals. Custom rulesets, velocity checks, and 3DS2 in one policy engine.

0.003% chargeback rate
Analytics

Revenue Analytics

Real-time cash-flow dashboards, cohort retention curves, and CFO-ready audit exports. GAAP-compliant revenue recognition built in.

340 hrs saved on reporting / yr
FX

Multi-currency

Accept, hold, and disburse in 140+ currencies with mid-market FX rates, hedged settlement windows, and automatic currency routing.

140+ currencies supported
Routing

Smart Routing

Waterfall failover across 12 acquirers with real-time authorization rate optimization. Cascades in <200ms on primary failure, zero customer impact.

99.97% transaction success rate
Events

Webhooks & Events

Guaranteed delivery with exponential backoff, payload signing, and replay. Subscribe to 60+ event types with per-endpoint filtering and HMAC verification.

60+ event types · HMAC signed